South Africa's universal premium account

Protect every policy with one flexible account.

IsizweVault helps you pre-fund and manage multiple insurance policies in one secure account. Add money when it is available and let your premiums be paid automatically, so your cover stays active.

Keep your cover active
Pay when money is available
One account for all your policies
Trusted by South Africans
across the country
Participating insurance brands

One secure account

Manage and pay for multiple insurance policies from one secure vault.

Always covered

We pay your premiums automatically so your cover never lapses.

Bank-grade security

Your funds are held in regulated bank accounts and protected at all times.

Total peace of mind

Know exactly what you have, what's coming up and that you're always protected.

How IsizweVault works

Five simple steps to cover that never lapses

1

Open your IsizweVault account

Quick and easy online sign‑up.

2

Add funds to your vault

EFT, cash deposit, or ATM deposit.

3

Link your policies

Add one or more policies from any insurer.

4

We pay your premiums

Automatically and on time, from your vault.

5

Your cover stays active

You get peace of mind. We handle the rest.

Protection Runway

See how long your money will keep you covered.
🛡 Funeral Cover50 months
❤ Life Insurance8 months
🚗 Car Insurance5 months
📱 Device Insurance22 months
Total Protection50 months
Why IsizweVault

Built for policyholders. Backed by insurers.

Benefits for you

💳One account for all your insurance premiums
📅Pay when money is available
No more missed payments or lapsed policies
📈Better control over your cash flow
🙂Peace of mind for you and your family

Benefits for insurers

📈Higher policy persistency
🔄Lower churn and lapse rates
👥Lower reacquisition costs
👥Access to underserved segments
📊Better data and customer insights

Build your cover. Your way. We've got your back.

IsizweVault — One account. Total peace of mind.